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Xiang Junbo to Understand catastrophe insurance problem: the system,woolrich prezzi, the pilot and three legislative begin
Despite the catastrophe insurance,peuterey online shop, agricultural insurance is not the first time become the "two sessions" of the insurance industry hot spots, but this year the heat is clearly more people see hope.
"Positive development of agricultural insurance, explore the establishment of catastrophe insurance system." In the "Government Work Report" highlighted catastrophe insurance, after agriculture insurance,louboutin pigalle prix boutique, regulators will focus on how to carry out this work is also highly anticipated.
March 11, at the second session of the National People's Congress press conference held in the second session, CIRC Chairman Xiang Junbo said that further work on catastrophe insurance system will be concentrating on the design and construction of the pilot and three positive aspects of legislation, and Agricultural insurance will have to improve the level of protection and coverage while high priority risk prevention.
The urgent establishment of catastrophe insurance system
In fact,porsche design occhiali da sole, in the past years "two sessions" among many delegates and members have suggestions to establish catastrophe insurance system, but due to various conditions and factors,hermes bracciali, which is always outstanding. Dean of the Central University of Finance and Insurance Su Hao speech had also told reporters that the catastrophe insurance in question is always "thunder and rain",escarpins louboutin, we will discuss some after each catastrophe, but then no movement of .
"Catastrophe insurance is indeed a world-class problem. How hard is it?" Xiang Junbo in the press conference, said that there are three reasons, first, because catastrophe insurance itself with the general characteristics of commercial insurance is different,outlet hogan, quasi characteristics of public goods. "If it is operating in accordance with commercial insurance prices are often high, the masses can not afford, but if the price is too low, after the earthquake,dior occhiali da sole, and the insurance company can not pay." Secondly, because the insurance industry is not long history of development, China's insurance market has not mature enough, limited industry catastrophe risk underwriting capacity. In addition, China's current disaster management system is mainly dominated by the government. "After the earthquake, the various provinces and municipalities to support the role of the market mechanism play was not sufficient, and self-consciousness of the masses of risk management,chaussures de football, including insurance catastrophe risk awareness, we need to further improve."
Despite the difficulties,new balance outlet, but last year, the industry has finally seen the essence of promoting hope. Last year's "two sessions", Xiang Junbo, says that "in promoting agricultural insurance on the basis of further research at the national catastrophe insurance policy with the support of." And late last year, "CPC Central Committee on Some Major Issues Concerning Comprehensively Deepening the Reform of" more clearly, "to improve the insurance financial compensation mechanism, establish catastrophe insurance system."
"We conducted a survey, the results of the survey is that now 82% of the people agree with and support the establishment of catastrophe insurance system in our country." Xiang Junbo representation.
It is reported that in the international arena,louboutin discount, the general catastrophe insurance claims accounted for 30% -40% of disaster losses,hogan donna, but of less than 1%.
How to establish catastrophe insurance system in our country,occhiali da sole, Xiang Junbo noted that the CIRC will catch the main three things,air max 90, the first is the design of the system, to play the role of good government and market two aspects to commercial insurance as a platform to build multi-level risk-sharing mechanism. The second is to grasp the pilot, steadily Yunnan and Shenzhen catastrophe insurance pilot work. The third is to actively promote the legislation,nouvelle nike, coordinating relevant departments to early introduction of catastrophe insurance regulations, support for national catastrophe insurance.
Agriculture advantageous risk prevention
Since March last year, "Agricultural Insurance Regulations" landing, a number of insurance firms have accelerated layout on the agricultural insurance business, the agricultural insurance market share began exploding.
According to CIRC statistics, in 2013, China's agricultural insurance underwriting crops reached 11 million mu, accounting for 45% of the sown area,chaussure new balance, the risk protection provided is 1.4 trillion yuan, 20.9 billion yuan was paid indemnity benefit farmers reached 33.67 million , after the United States has become the world's second largest agricultural insurance market.
Agricultural insurance plate bigger,cinture burberry, foreign investment also showed interest. For this Junbo said at the meeting, "For many foreign-funded insurance companies want to get involved and participate in agricultural insurance, our understanding of this issue has been holding a positive attitude."
But once the agricultural insurance become "official told us," also means the other side of the coin.
Xiang Junbo noted that the current problems of agricultural insurance services First, it is mainly the level of protection and coverage to be further improved, such as the previously talked about catastrophe risk mechanism has not yet formed,nike free run, the second is in operation, mainly business compliance, insurance claims problematic aspects of risk management and control, as well as follow-up services, there are a few local insurance agencies to defraud the central issue of subsidies through false underwriting, claims and other false way.
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