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Taiwan Network Feb. 22 hearing, according to the Straits Metropolis Daily reported reporter Li Jin
 
Reasons for concern
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"POLICE report notification letter", "reminder letters," "Legal notice book", "lawyer's letter", "stop payment letter" ...... early February this year, Fuzhou Guo people suddenly received a number of banks of all kinds of letters,woolrich donna, Each bank says he will do credit card late payments, of which only the amount owed on a bank of up to 19 million yuan.
 
Guo feel a baffling, to the People's Bank check their credit record, he Mongolia. Guo said that after the loss of his identity card, was fraudulent, in eight of the 14 credit card bank to do; it is estimated that currently owed more than 500,000 yuan. "There is no sign face, why issuing" face the challenge of the parties, a number of banks have been involved in the investigation.
 
To bid for the bank credit card,longchamp pas cher, we need to "face execution" and other areas, but still repeated incidents do take credit cards. Which in the end what you prefer  Reporters this investigation.
 
[Event]
 
Eight issuing banks, seven of stock
 
Yesterday, Mr. Guo told reporters show their own personal credit report. Reporters carefully number, credit report, remove Mr. Guo admitted that his bid for the credit card, the credit card is to take office as much as 14 (including the quota share of dual-currency cards). These credit card involving eight banks, in addition to a state-owned bank,hogan scarpe interactive donna, the other seven are joint-stock banks.
 
In addition,hogan outlet sito ufficiale, these credit cards in addition to a limit of 8,000 yuan, the other credit cards are high and low 50,cappelli nhl,000 yuan, 100,000 yuan high, and 14 cards total of up to 47 million yuan.
 
Guo told reporters, these credit cards are concentrated in the second half of 2010 and first half of 2011 to handle, and do card places are in Shanghai. Although the identification using Guo, but do people forged identity card - "Shanghai Baosteel Group mid-level leadership." "I never work in Baosteel Group, the address to stay when handling credit card, the phone is in Shanghai, not mine." Guo puzzled, these forged identity information is how the bank review.
 
Arrears of more than 500,000, the parties have a lawyer
 
"These cards have owed more than the preliminary estimate of the total debt has more than 500,000 of." Guo said, before the Spring Festival this year, he continues to receive all types of correspondence banks. Because of his identity card address is Xiapu home, these personal letters to his reputation caused by the bad influence. His credit record also appeared more pen bad record.
 
Yesterday, the reporter saw the letter sent by three banks, which only three banks, the amount owed on Guo were: 197,697.87 yuan, 99041.47 yuan, 52,791.4 yuan.
 
Currently, we had a number of banks has stated that he himself did not apply for these bank credit card. Guo told reporters,louis vuitton bracelets, because these cards are handled in Shanghai, he has commissioned Shanghai lawyer handle the matter. Guo signed with a number of banks have not applied (receive) on the credit card statement, all mention of his identity card had been lost.
 
Guo told reporters presented a certificate issued by the police station (copy) Display: Guo was in 2003, 2006, 2007,cappelli nfl, 2008, 2009, report the loss of his ID card. Guo also said that he had once lost identity, occurs when a business trip in Shanghai.
 
Bank survey, take the card actually do have repayment records
 
Matter involving eight banks, of which four reporters contacted, we have been told that it's true. According to reports, Shanghai Credit Card Center which banks are communicating with Guo deal with the matter, the relevant departments Bank has also been a criminal investigation.
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Wherein a joint-stock bank told reporters, after he understood that various types of information run by Guo complete credit card,ceinture d, the amount of the card is $ 50,louboutin homme basket,000, was in July 2010 for processing. Curiously there had to repay on time, until last November,cappelli los angeles, this card only record defaults. In January this year, he had to take them to the bank credit card has been proposed to do, the current bank authorities have launched an investigation.
 
Another joint-stock banks concerned also told reporters that they banks are also investigating the matter, this card also has a repayment record,woolrich roma, but payments are made through online banking transfers.
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[Survey]
 
Take frequent occurrence of a credit card
 
Somehow emerge about eight banks 14 credit cards, it may seem strange, but in fact, in recent years, Fuzhou has more than take a credit card incidents.
 
Late last year,nike pas chère, Fuzhou public Zhang call 968111 reflect his identity card was fraudulent, do the three bank credit cards, a few million overdraft,ceinture chrome hearts, urging him to repay the bank every day, he repeatedly expressed these cards to the bank was not his Go through. After investigation, which verified a bank, credit card indeed be to take office, and then stop Mr. Xiang Zhang reminder, but the other two are still constantly dunning, also we asked him to self-police.
 
Not only in Fuzhou, China is also the case. In January this year, Phoenix,longchamp sac de voyage, East Fortune networks and other reports, after Chongqing Yin is to take a credit card, bank and made huge compensation complaints. Subsequently, the joint-stock banks issued a statement in the media, showing collection has been suspended,swarovski boucles d'oreilles, and active alarm, the bank will fully cooperate with public security departments for investigation and evidence collection.
 
In addition, the court has ruled that a number of such cases since. In 2011, the Nanfang other media reports, Guangdong Chongwe that, people who abused their identity information, for a number of banks, the number of credit cards, and credit cards are handled by each large overdraft. Subsequently, he was one of the bank sued to court. Dongguan City People's Court after the first trial verdict in favor of Mr. Wei, the Court's judgment is based on registration and identity cards do not match Mr. Wei himself.
 
Why "face execution" and other aspects of non-existent
 
Guo said that the matter to the life he and his family caused great distress, although banks are also victims, but the banks at fault, "Why did not my handwritten signature, the bank or card issuer."
 
During the investigation by the reporter, a number of banks, the official said, after 2009, the banks began to regulate credit card handling, requires the clerk to handle credit cards, it is necessary to review the applicant identity information and credit card are the same, and second, the bid must be made by credit card in person signature to apply for.
 
One of the joint-stock banks concerned also told reporters that they also asked: salesman must pass door, and other ways to contact the human resources department and unit to review credit card applicant's work unit information, once verified violations do card salesman, will be dismissed Processing .
 
So, these norms do card performs how  The reporter contacted a number of agency credit card companies,woolrich uomo parka, they both said, as long as customers provide ID card scanning, they can get.
 
One of the agency institution located in Shanghai, but promises to agency credit card across the country,vendo woolrich, do as long as my identity card scanning member, said to "apply what bank credit cards, the number of credit" can, others, such as work, proof of income and so the and open them. Staff said that 10 million of the credit card limit, each to pay 300 yuan fee, fee 500 yuan more than 100,000 yuan. Reporters asked whether you want to face execution, etc., made it clear that he does not need.
 
During the investigation, the person admits the two banks can not guarantee that every salesperson can do card specification, and therefore they are really treated or fired some employees.
 
It is worth mentioning that a joint-stock bank concerned also told reporters that Mr. Guo in the line of credit card handling, the bank is identity and work units and other information Guo at another bank to provide credit card basis, grant lines of credit and other credit to be reviewed and the. It is enough to see that there is a huge loophole in the bank when handling credit card.
 
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