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Guy inexplicable increase 1.88 million home loans
Bank interpreted as "typographical error" credit history has been change
Earlier this month,swarovski boucles d'oreilles, the Central Academy of Fine Arts graduate 朱宏亮 find themselves under the name of "inexplicable" to more than 1.88 million out of individual housing loans in check their personal credit report. Faced with his advice,giacca woolrich, explaining the bank is "input error." In the case of repayment records and account balances, the Zhu Hongliang feel things and not just "typographical error," so simple, but when reporters asked about the matter, except to admit typographical errors outer banks will no longer be interviewed.
■,felpe abercrombie; Personal Credit Report
1,louboutin homme.88 million yuan more loans
April 3 this year, in order to save 30% of interest,moncler piumini, 朱宏亮 to Beijing Wangjing branch of China Merchants Bank to handle "flat-lending business": the original in the CCB's loans to China Merchants Bank.
However,louboutin femme prix, the staff inquiry after Loans 朱宏亮 朱宏亮 had told him since the two loans, according to relevant regulations, he does not have the interest to enjoy the 30% discount conditions.
This allows 朱宏亮 confused: " I only have a 800,000 loan, which the addition of an out of it." On the recommendation of the staff, Zhu Hongliang April 7 in the morning went to the altar is located in Xicheng District, North China People's Bank Business Management Department Street query their own personal credit report, the results shocked him.
The report shows that he in October 15, 2008 began to increase the sum of individual housing loans, the number of 1.88 million, the loan period of 20 years, while lenders name for Beijing Rural Commercial Bank. Fortunately,peuterey sito ufficiale, so far this is also the case of the newly added loans deferment does not appear, his credit record does not appear stain.
Zhu Hongliang notes on this "personal credit report" also registered by the Beijing rural commercial banks to submit their personal information, all he had to use personal information but is now replaced. In addition, career information 朱宏亮 Beijing Rural Commercial Bank's "annual income" one of 54 million. It also attracted the Zhu refuted: "I am a student, how could a year to earn so much money " According to the report shows that from October 10, 2008 to March 20, 2009,chapeau chicago bulls, Beijing Rural Commercial Bank 3 times to Zhu Hongliang personal credit inquiry records.
■ Phone Recording
Leads to a mysterious list and Guarantee Corporation
Zhu Hongliang find this "mysterious" loan account behavior Shibalidian Beijing Rural Commercial Bank Branch, so the afternoon he came to the Finance Department, this branch of the second floor.
Zhu Hongliang said, when the credit unit has a man and a woman two people, after the woman admitted that he did query the computer system on the list,swarovski colliers, and that "in this list of users,lacoste lunette de soleil, as long as the come,ceinture burberry, regardless of anything, to be directly linked to bankers' ʱ Zhu Hongliang left,woolrich parka uomo prezzo, hiding in the credit department of a large open door, two people tried to use the phone to record conversations.
According to Zhu's statement, when the man found stealing record after Zhu, who tried to keep him looking for security. When it is determined not reporters after Zhu,louboutin homme, Zhu car,gazelle adidas, men against 朱宏亮 had some explanation, Zhu told reporters provide this recording. In the recording, the man said to him: "You are not looking for a secured loan, a security company to introduce you to the bar,doudoune femme moncler pas cher, so that the security company had an accident, you come to us directly Cao governor I do not know why a check for you. We on the list ...... "
According 朱介绍, when in 2006 he organized himself has looked for a loan guarantee company, but now the security company has gone out of business. He did not know this and the bank staff said the security company is not one, "but I feel that since there is a list, it shows that more than one person is the victim."
■ Bank statement
No loan is just a typographical error
The next day,collana tiffany, Zhu Hongliang and "Cao governor" for the phone call, he also recorded the sound. "Cao governor," said the emergence of the loan is "typographical error" does not actually exist, and said that the People's Bank will coordinate these records deleted. Zhu Hongliang proposed loans if no, why Beijing Rural Commercial Bank also query his personal record, while Cao Zhu denied queried records. This recording, the CAO addition to recognizing a typographical error and said immediately delete records, he has not acknowledged the existence of which 1.88 million loan.
But 朱宏亮 with their own name and identity in Beijing rural commercial bank with "a pass," the report the loss and re-submit, then the bank's self-service terminal system queries to their name this bankbook is October 11,ceinture calvin klein, 2008 open the door, November 25, 2008, December 25,moncler outlet online, January 25, 2009 and February 25, four transactions occurred, the transaction amount is displayed as "-", "summary" file is displayed as " interest. " As of April 7, 2009, the balance on the card as well as 8928.84 yuan.
Zhu this as evidence to require banks to provide more information or apply for an account in his name and lenders, either in accordance with the amount of the account shows the money back to him, but "Cao governor" did not agree.
Reporters tried to Shibalidian Branch of the "Cao governor" interview,outlet tiffany italia, but the staff said she was human and credit portion went to the meeting. Reporters call Cao's office phone number provided by the staff in accordance with, has no answer. Beijing Rural Commercial Bank of relevant staff said the matter is known, this is a recognition of the position entry errors, and has been corrected, other issues will not be interviewed.
Yesterday, reporters in the Chinese People's Bank of Business Management Department saw Zhu Hongliang latest personal credit report, and compared to the original personal credit report, in addition to the query records exist, the other with the Beijing Rural Commercial Bank-related business Yigai no.
朱宏亮 told reporters that it was fraudulent use of his name to do a real estate license, do the loans, but the bank was able to pass, which made him feel very insecure,scarpe hogan uomo, "I think banks should not I do not know these things, I want It is the truth. "
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