标题: new balance en madrid ? [打印本页] 作者: 2qc6c1012 时间: 2017-1-16 16:25:53 标题: new balance en madrid ?
Pension surplus accumulated over 3 trillion yuan Why so scary at,hogan interactive
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Rolling balance over 3 trillion yuan
Pensions, ye also scary at (Policy Interpretation & middot; focus)
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Recently, the Ministry of Finance released the 2014 National Social Insurance Fund accounts data. Overall, the accumulated balance of the national social insurance fund more than 5 trillion yuan, the real situation is still very thick.
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However, published data has triggered a social hot, especially for basic old-age insurance fund income and expenditure of enterprise workers expressed concern that even the media exclaimed pension income over expenditure gap is huge. So, exactly how pension income and expenditure? Presence or absence of a funding gap in the end? People have no future pension security? Hot issues of social concern, the reporter interviewed the relevant departments and experts.
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Excluding financial subsidies, pension expenditure than revenue, the gaps future
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National Social Insurance Fund budget includes pension insurance, medical insurance, industrial injury insurance, unemployment insurance and maternity insurance fund, which is often said that five insurance. Among them, the enterprise employees' basic pension insurance fund the bulk of funds throughout the Social Security Fund accounted for about lowering their prices.
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Let's look at the relevant data enterprise employees' basic pension insurance fund:
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In 2014,louboutin homme basket, the year of income 2.3273 trillion yuan, up 11.9 percent over the previous year. Among them, the basic pension insurance income 1.8726 trillion yuan, up 10.1 percent over the previous year. Expenditure 1.9797 trillion yuan this year, up 18.6 percent over the previous year. Among them, the basic pension expenditure 1.9045 trillion yuan, up 18.4 percent over the previous year. Balance of payments this year, 347.6 billion yuan,moncler soldes, year-end balance accumulated 3.0376 trillion yuan.
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General account,sac double portable longchamp, then, last year, the pension insurance fund total revenue of 2.3 trillion yuan, spending less than 2 trillion yuan, as well as surplus of income over expenditure. Ministry of Finance Branch, deputy director of the Bai Jingming analysis, there are 347.6 billion yuan balance of the year, plus accumulated in previous years, the balance of the total remaining funds more than 3 trillion yuan, pensions should not be a problem.
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Since the mid-pension savings have, and spare money up to more than 30,000 yuan. Social also often heard on why pension income over expenditure, a large gap?
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In fact, the difference lies in the breakdown. The idea that, although last year the total pension income of 2.3 trillion yuan, but if you take out parts of them financial subsidies, insurance net income was 1.8 trillion yuan, 1.9 trillion yuan expenditure is clearly income over expenditure. Furthermore, revenue growth was 11.9%, the growth rate of spending is 18.4%, so less and less money left to go, one day there will be pension gap.
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The same question, in different time periods or specific conditions considered likely to come to different conclusions. Bai Jingming that the current funding of pension fund, mainly payment by the unit, part of the funds for individual contributions and financial arrangements constituted. This three-part income together, certainly more than income support. At this stage,hogan scarpe, people do not have to worry about excessive funding.
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Expenditure increasing factors, at this stage can not be achieved by increasing the payment balance, to promote national co-ordination
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Data show that five-second period, the enterprise employees' basic pension insurance fund expenditure average annual growth of 18.6%, an average annual revenue growth of 12%, higher than the revenue expenditure growth of 6.6 percentage points. Expenditure growth rate was significantly higher than the proportion of revenue growth, which means the money flow coming in slowly, out goes fast, even with subsidies, it is difficult to achieve self-loop.
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What causes imbalances pension is? The main factor is the increase in pension expenditure,hogan rebel ebay, pension collection has not improved. Director of the World Social Security Research Center, Chinese Academy of Social Sciences ZhengBingWen analysis, our social pension insurance system was established in the 1990s, before enterprises and employees did not pay pension insurance, but these workers into the new pension system, the retirement from inside the pension. With this part of the elderly gradually enter retirement age, receive an increase in the number of pension, pay gap is not caused by starting to show. Also, the level of protection of these years significantly increased the average monthly basic pension for enterprise employees in 2015 reached the level of more than 2200 yuan, 1.7 times in 2010, this spending is also growing.
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The statutory rate of pension insurance companies to pay 20% of the wages of workers paid 8%, adding up to 28%, also in the world belong to a higher level, the rate increases to balance the books by unrealistic. Moreover, the last generation did not pay due to & lsquo; hole, to make up for all by the next generation, it will cause an excessive burden on payment service workers, a modern international unfair. ZhengBingWen representation.
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It seems, by increasing the contributions to cover the expenses to break even at this stage it is difficult to achieve, financial subsidies or financial support is needed. In some places, there is insufficient pension contributions, to reveal all the details by the financial guarantee is issued, the poor make up the money. But such temporary emergency fallback only save in the long run greater risks. Because pension contributions each year how much,hogan outlet, how many received, how much financial complement, not a precise calculation. How much less make up,swarovski occhiali da sole, take things one step,louboutin chaussures, not only to reveal all the details of financial difficulty, but also to the public not sure.
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Finance Minister Lou Jiwei said that social security is closely related to personal interests, policy design should consider demographic changes, the need think back 50 years or longer. Pension actuarial balance must adhere to, can not be left entirely to the gap in public finances, in fact, is left to other taxpayers, it will not only unfair,moncler donna, but also bring public finances unsustainable.
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Pension imbalances, local governments in carrying on the more obvious. Department who issued the "China Social Insurance Annual Report 2014" revealed that in 2014,hogan donna, Hebei, Heilongjiang, Ningxia Provinces enterprise employees pension expenditure over income, balance of payments pressures. In Guangdong, Shandong, Beijing, Zhejiang, Jiangsu and other provinces, the accumulated surplus pension and more than 100 billion yuan.
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ZhengBingWen said that in the absence of co-ordination to achieve national conditions, the annual savings are precipitated in developed regions, less developed regions income over expenditure, which makes the less developed regions under more financial pressure.
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Basic pension national co-ordination, is one of the main ways to achieve balance, it should be accelerated. ZhengBingWen that,oakley occhiali da sole, under the current management system, the distribution of pension funds at the provincial, municipal and county levels, where the city and county levels have more than 1,000 units of co-ordination. The overall level is too low, this is rare in the world. It brings a lot of drawbacks, such as pensions regional differentiation serious, trans-regional labor mobility difficulties, increased risk of local security and so on.
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Once the pension gap really,louboutin pas cher, the state has multiple security systems
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Thirteen Five plan proposal to establish a more equitable and more sustainable social security system. As people's safety nets and social stability, a pension system needs long term and ensure that people's sense of security.
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Many people are concerned, once the pension gap, what means to fill the State? Old people can not receive a pension?
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In this regard, there is a national top-level design, but also has made the necessary preparations. For example, the National Social Security Fund, that is, pension & lsquo; reserve. Once a gap appears, which is part of the money will be able to come on top. Bai Jingming introduction, the National Social Security Fund is a response to the aging of the population, by the central government focused on national social security strategic reserve fund. The main source of funds is the central government incoming funds,hogan scontate, state-owned shares switched acquired funds and investment income.
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In recent years, as a national strategic reserve, the size of social security funds have been expanding, continuously improve the management of operating level, the overall income relatively stable. By the end of 2014,new balance 999 homme, assets under management of the National Social Security Fund has reached 1.53 trillion yuan. Currently, the money is not scheduled specific purpose, that is where the backup just in case.
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In the future,louboutin online france, reserve strength even stronger. Eighth session of the Third Plenary allocate some state-owned assets to enrich the social security fund, timely reduce social insurance rates. At present, China has a regiment of state assets million yuan,parajumpers truman jacka, the strength of a fairly solid. Part of the state capital (equity) transfer to enrich the social security fund is an important way and effective means to resolve the pension liabilities of history, not only can ease the pressure on pension payments, corporate and individual contributions are also expected to reduce the burden.
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In addition, more than 30,000 million accumulated surplus pension funds, increasing the value of the channels are being widened. Pension market in 2016 will be officially launched,louboutin, the fund market, diversification and professional investment operations will achieve a breakthrough. We now plan ahead for more than a decade after the condition may occur early plans. We can say that the people are the old age pension system has multiple safeguards. Bai Jingming expressed.
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